I think a clutch lasting 200k miles.. is a miracle.. mine went at 100k.. There are some warning signs for the clutch but it's not the end of the world, and surprisingly not as expensive as you might think.. I certainly would not expect the gearbox to go EVER.. I don't think your car water pump has the plastic impeller either.. I am pretty sure they were changed before
98.. but.. to be on the safe side replacing the water pump might not be a bad idea, I don't think they're that expensive and it's a DIY job..
Cooling system I would expect to be ok.. perhaps hoses perishing.. and obvious regular maintenance but should be fine really give it a good flush and clean up.. replace some of the older hoses and I'd expect that to keep going.. What you might like to look out for is the viscous fan clutch.. they're cheap as chips but tend to go at this mileage...
I'd expect springs.. shocks.. bushes.. rust on the body work.. A few have engine mounts go.. but I haven't personally.. tie rods.. ball joints.. the odd ABS sensor.. but none of this stuff is a panic really.. most of this you can do yourself.. even the ABS sensors..
Hope that helps..
Craig