Cost of Chrysler financing

Anyone know what APR, points and fees Chrysler financing is charging these days?

Looking at buying an $11,000 2005 PT Cruiser (stick, *no* accessories) with $4,000 down. Costco is offering 3.25% and up with zero points and fees, which seems pretty good.

For reference, I am willing to ignore pressure from the sales droids and other assorted ripoff specialists for useless trivia like 'undercoating'.

However, Chrysler is giving an extra $1,000 for financing through them. Reducing the financed amount to $6,000 cuts the payments and the net cost of the loan nicely, even if they have a higher rate....

but, what rates is Chrysler charging, what fees and points do they tack on?

Reply to
John Bartley I solved my XP problems w/ Service Pack Linux
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Check the ads in your local Sunday newspaper or

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Reply to
Art

I did. Paper doesn't have, even in the fine print. Website requires IE (security risk).

Again, I ask: What rates have folks recently found?

Reply to
no.one

A lot of times the rate is determined by your credit rating.....

Reply to
SRG

Zero percent if you qualify.

Reply to
Art

But even zero percent financing "costs": it costs you the rebate that you would get if you paid cash.

Perce

On 11/29/04 09:46 pm Art tossed the following fistful of bytes into the ever-growing pot of cybersoup:

Reply to
Percival P. Cassidy
0.0% for 36 Months 1.9% for 48 2.9% for 60

All valid until 11-30. Better hurry!

John Bartley I solved my XP problems w/ Service Pack L> Anyone know what APR, points and fees Chrysler financing is charging > these days?

Reply to
Mike Behnke

Reply to
no.one

And your tin-foil hat needs replacing too!

Reply to
PC Medic

Ah, that's an intelligent response. Any time someone presents an unpopular opinion, no matter how absolutely, unimpeachably valid, accuse them of being paranoid and the problem will go away.

nate

Reply to
Nate Nagel

More intelligent than blaming IE every time someone gets a virus or spyware. IE is only a risk if you let it become one. And no I am not an IE fan , but do use it regularly on several of my Windows boxes and in all the years I have been on the internet I can count my Trojans/viruses on one finger.

Back to our regularly scheduled topic.....

Reply to
PC Medic

Actually, it costs you a hell of a lot more than that.

If you save up the $11,000 over 3 years (which you should be able to to do if a credit report on you claims you can support an $11,000 car financed over 3 years) then not only do you get the 'rebate' but you get all the interest income you have earned on that money while it was sitting in the bank.

But, I forgot, it's no longer fashionable to spend within your means. Our Great Leader what we just reelected showed us that with the deficit exploder I mean tax cut, so it must be true.

Ted

Reply to
Ted Mittelstaedt

You can always return your tax cut.

Reply to
Peter A. Stavrakoglou

Oh, Ted, I'm so sorry you don't like your tax cut. Feel free to send it back in to Washington. Better yet, send your share to me. I'll make my Paypal account available upon request!

--Geoff

Reply to
Geoff

It's the leader he would like to return.

Reply to
Art

You should send it to your local FOP lodge, as a donation, in recompense for your hatred of cops.

God Bless, Dan'L

("If I'm going to reach out to the the Democrats then I need a third hand.There's no way I'm letting go of my wallet or my gun while they're around.")

Reply to
Dan Larsen

True, but with 0% you can also save the money you would have spent on interest while you're making your payments. Whether or not that adds up to the rebate...? Also don't forget the opportunity cost of having a new car now, not three years from now. For someone with a dying old clunker who can afford the 0% payments and still live within his/her means but doesn't have enough $$ on hand to pay cash, that's an excellent deal.

Well, yeah, I have some issues with Bush's financial policy, but that's a different issue...

nate

Reply to
Nate Nagel

For someone who knows nothing about computers (the vast majority of users,) IE is dangerous IMHO. and that's my last word on the subject...

nate

Reply to
Nate Nagel

The local cops already wrote me enough tickets to more than make up for it.

Hmm - now maybe I just hit on something, so THAT is the secret way that the Bush administration is funding the local governments.

I get it now. Cut federal taxes, then cut payments to the local governments as a result they go run up the local extraction fees (property taxes, fines, etc.) and the result is your tax burden is unchanged but now you have just added a whole bunch of extra cops to the local police who do nothing other than write speeding tickets to keep the local coffers full.

So THAT is how they are getting away with claiming to have put 10,000 more policeman on the streets. Too bad they don't seem to have any impact on the property crime, violent crime, and murder rates. Too busy extracting that tax cut I guess.

Ted

Reply to
Ted Mittelstaedt

I'll tell you what I have a better idea. How about actually cutting spending so that the tax cut is paid for?

You conservatives love to talk the talk about how much money your saving us with these tax cuts. Too bad you wuss out when it comes to actually cutting spending.

Since your in control of congress now I feel bad for you, you don't have the excuse anymore that it's the liberals fault that you can't cut spending. I eagerly await the spending cuts over the next 4 years that are going to balance the budget. Let's see if you don't puss out the next 4 years again.

Ted

Reply to
Ted Mittelstaedt

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