===================I use American Collectors...have for many years, and the one and only
claim I had was handled without any problems and to my satisfaction...
Just ask whichever company you go with every question you can think of
as far as restrictions go.... Hargerty flately told me I was not
covered IF I took one of the cars out for a "sunday" drive...they
called that pleasure driving...WTF do they think I own the cars
64 72 76 79 & 95 Corvettes..... (even the 95 is covered by Am
Collectors...even though it is too new )
I also have American Collectors. Just be sure you get 'Agreed Value'
insurance. I pay $220 per year for $25 k. agreed value , comprehensive
at no deductible/collisioan at no deductible, and 4000 miles per year
driving max. . Must store Vette in a locked garage/barn and must have a
different daily driver .
'I pay $220 per year for $25 k. agreed value , comprehensive at no
deductible/collisioan at no deductible, and 4000 miles per year
"$25k? I thought you had a BB!!??'
REPLY: I do. I need to get the insurance value raised to $35 k. From
what i can tell, its worth $32 k. right now.
'I knew $25K was low for any decent '70 B.B. If I may quote some good
advice from you, "Just be sure you get 'Agreed Value' insurance." but on
the proper value!!! ;-)'
Reply: Sounds like good advice to me ! Will do !
I have American Collectors for my '90 ZR1. I pay ~$300 a year for $30k
worth of stated value. I'm limited to 4k miles a year (but I don't think
they actually check unless it's a HUGE issue). No deductibles for
comprehensive. It must be stored in a locked facility (i.e., garage,
barn, etc.) and you must have a daily driver. Strictly a pleasure car.
I suspect that if you total the car at the local grocery store parking
lot while you are picking up beer on the way home from work on a Tuesday
night they just might deny your claim... ;-)
I have American Collectors for my '72 and they have always been good to deal
with although I've never had a claim.
Total insurance bill for all 5 cars you wouldn't believe but it is low.
Multi car discount, decrepit age group, no accidents in the last 20 years
and only one ticket over 140 (written for 118 to keep me out of jail).
Thanks for the feedback - I'll definitely check out American Collectors. I
don't plant to drive the car very much, it will be stored in my garage and
we have two other cars to drive so getting a policy shouldn't be an issue.
The company that insures my other cars will only do actual cash value which
I don't think is a good option.
More importantly, how much did the 118 in the 65 cost you?
Thinking of opening up the ZR1 just to see how fast it really goes in
5th gear. I think I've seen 100 as I was shifting from third to fourth...
But things were happening so fast, everything was a blur. ;-)
$87 per year for the '72, stated value $11,000.
$887 + $335 cost and 8 points, driving school, no, it was not in a Corvette,
113 was my highest ticket in the '61, the only Corvette I've every got a
I saw the HUD read 182 one time in 5th, not sure about the tach but it
looked like 5,500/5,600. Yes, I know, that's nuts even if it was on a
controlled access road with no other cars in sight except the one in the
rear view mirror, so save your self righteous breath.
We race tomorrow on a closed course, helps me stay sane on the highway.
I have American Collectors also for $202.00 per year on my '86 - 3000
miles or less. I have used them for one claim and had no problems at all.
The adjuster came to my house to make sure it was garaged.
Nobody has mentioned Hagerty insurance. That's the main one mentioned in
Triumph forums (I have a '71 TR6 along with the '60 Corvette) and everyone
there seems to be quite happy with them. I'm sure I'm overpaying with these
cars on my traditional auto insurance with my daily driver, so I'm also
looking to switch.
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