A friend's (female) '04 Chrysler with about 7000 miles was driven into
water after a flash flood one night. The water was up to her seat, IOW
her butt was wet from it.
Some young people pushed it out of the water by hand about 5 min
later, and it was towed to the dealership after that.
There it sat, with windows closed and doors locked and with that water
in it, for weeks (naturally there were other flooded out cars as well).
Her insurance company made an estimate over the phone (sight unseen)
and sent her a check. (!?)
The dealership did some stuff to it and she is not even remotely
satisfied. It stinks, there are water stains on the seats, you KNOW
water has been up in the power seat motors not to mention the dashboard,
having sloshed up there as the vehicle was being towed across town...
And now she will NEVER have the peace of mind she did before this
happened--which is one of the major reasons one buys a brand new car in
the first place.
So I think the insurance company should just buy the car from her.
The service she's gotten so far is a joke--both from the dealership
and the insurance company.
The insurance just wants to give her a check for a couple thou without
even looking at the car just hoping she'll go away dumb and happy.
Does she have a viable argument for having them buy or replace her
And if so, how is the optimal way to get them to do this??
She is just sick about the whole thing--the car, AND how she's being
Any advice/input/experience appreciated, the sooner the better please
damn, you must have heard that story about me also? yeah its all true...
but seriously, think about this, wow lots of water where a road used to be,
maybe I could just drive through it, wow getting deeper, guess I should just
keep going that truck over there made it......
Yeah, but this type of thing has only happened about a million other
You can't tell how deep water is on an unfamiliar street as you're
encountering it at 25-30 mph in the dark...the whole thing may have
happened in the course of only a few seconds.
Yeah, maybe if it was on the street she lives on...that'd be a
Indeed, the OP stated that the car sat around for some time, locked up
& full of that smelly water, because there were "many other flooded
And someone would probably be more inclined to deliberately flood ANY
car other than an '04 with 7000 miles--one that they'd just taken the
big hit of the initial depreciation.
But I know you were just joking :-)
Well, here in Arizona - were original OP is probably from. They passed a
(Stupid Motorist Law) Actual name. If you drive through any street or road
with water on it and you get stuck or damage your vehicle you are 100 %
responsible for: rescue costs, recovery costs, and all damages. Great law,
and even though it is well publicized and signs are posted at all street
crossings were the flash floods are diverted, I swear there are at least
half a dozen moron's who get stuck. And the signs state. DO NOT CROSS IF
WATER ON STREET!!!! Can't beat sensible signage.
Perhaps the person was in an area where flash floods are extremely
"...Arizona, where original OP is probably from..."
By your description of the situation regarding flash-flooding there,
Arizona would be the LAST place I'd guess her to be from.
The person who drove their car into water was in the midwest, not
Apparently flash floods are far more common in Arizona than the
Which makes it seem all the more unlikely anyone would drive into a
flooded street in an area where they're used to them becoming flooded
all the time (like Arizona).
in june outside my house (and we're in the hills) so much rain fell,
the drains couldn't manage it. about 16-17" of water at the deepest
part. I grabbed my old british class1's (heavy duty, utterly
waterproof, flueoescent yellow, covered in reflective stripes - same
as british law enforcement wear for motorway work) and started waving
cars on my side arond the flood, down a sideroad. There are a few
little hills - 6-10ft tall, each of them, meant those comming my side
couldn't see it (and its a state highway wth 45mph limit). This guy in
a riced up accord, too busy listening to his kidney-shaker music goes
flying past me, into the water. the cars a mid-90s, lowered, low
profile tyres, cofee-can exhaust, CAi etc you know how it is. FRont
wheels aquaplane, but the back ones obviously have some tread, as
they, hitting the backwash of the water, or maybe it was the sheer
weight of the sub(s) in the back, doesn't, and slows the car
dramatically, this smacks the front end down (water spraying 10ft up -
it was a HARD impact), and the stupid sod sucked/had it pushed up his
CAi, and hydrolocked his engine. no-one came to help him out - most of
the locals were trying to get stuff in the way to stop the bow-waves
from the semi's that could cross, from flooding their houses. when a
cop car came past 20 mins later, i explained what happened, as did
some of my neighbours, and he wrote the guy up for speeding, and
careless driving, or something. Don't think he got any insurance
An hour alter, the rain had stopped, the road had drained, and the tow
truck was just arriving. Many of us had a good laugh about it, well,
all except for the guy on the road i'd been diverting traffic down -
his basement ended up flooded, and the fire brigade was still pumping
it at at the time.
 he go ticketed for something, as a result of his actions. tread
depth maybe, i obviously wasn't able to listen in as he wrote the
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