Ford ESP PremiumCare ?

According to a friend who is the finance manager at one of the large Ford dealers, the published price on the ESP plans is about 100% over cost. The cost of the plan is many times used as a bargaining chip. That said, the ESP is backed by Fomoco and does pay exactly what your contract includes unless the dealership is unscrupulous. Unlike a couple of other plans which have recently gone underground, the ESP plan will likely be there if needed. Unless it has changed recently, the ESP plan is either transferrable to subsequent owners of the vehicle or, the remainder of the premium is refundable to you prorated on the time remaining on the contract when you sell the vehicle. This is where many dealers make out like a bandit because you have to request the refund. All that said, I would not generally recommend buying the extended warranties unless this is the only way you can financially protect yourself from a catastrophic repair bill. A second choice in extended warranties if you feel it necessary would be your own automobile insuror. Many of them have this type coverage available.

thanks very much...

How much deductable are you looking at?