A few months ago I bought a 2010 Civic.
Last weekend someone who parked a minivan at the top of a hill
neglected to put his parking break on. The van rolled down hill and
smashed my car. He called the police and took responsibility for the
accident. I've been dealing his insurance company ever since.
The inspector for the insurance company has so far estimated that it
would take almost half the value of the car to repair the the body
damage and the snapped axle on the passenger side. The inspector is
going back for a second inspection to look for mechanical damage once
the car can be put on a lift.
I'm hoping that the car will be totaled because I am concerned that
there might be mechanical damage that might not get fixed and cause
problems over the long therm.
Do I have any options, with the insurance company, should they decide
not to total the car? I know I can always choose to sell it at a
loss after it is fixed and start over but I am wondering if there is a
The car is currently at the dealership I bought it from a few months
ago. I was thinking of making arrangements with the mechanics there
for them to take their own look. What sort of things should I ask
them to look for?
Thanks in advance for any info