I've got a '99 Cherokee Sport with ~90k miles. I was recently driving in 4wd at around 80mph on a wet highway when I experienced a couple of bumps from somewhere in the drive train. It felt just like a hit some rough pavement, in fact that's what I initially thought had happened. I got out and walked around the vehicle after feeling it again and realizing that it wasn't the road. I saw nothing out of the ordinary. About thirty minutes later I got the bump again followed by a horrible grinding noise. I quickly slowed down and threw it into 2wd. The grinding stopped, but I'm still getting intermittent bumps. The bumps vary in intensity and frequency. It basically feels like the vehicle is being bumped from behind or hitting a large pothole.
So, I took it to a local transmission shop and they opened the transfer case. They're telling me that the problem is a broken shift fork. The fork needs to be replaced along with some damaged bearings. Does this sound right? I don't know much about 4wd since this is my first, but I fail to understand how this happened or how it was causing the bump/lurch/jerk. They want to charge me $900 to do this work which seems steep. Again, I don't know what I'm talking about, so maybe it's not steep.