Bloody insurance!

You can tell?

To give you an idea - 2 grand a year to insure a 5K RaRo, or 1K a year to insure a 2K Rover 200.

So I could quite easily spend 3 thousand pounds to insure 2 cars for a year, even though I've been an accident free driver for 9 years and drive like a nun. That's more than my Discovery cost me.

So much for the idea of keeping the Disco! Another grand to have the Disco parked on the drive as well, forget it.

David.

Oh yes we noticed....

Driving like a Nun is a good "Habit" to get into....(chuckle)

We the public are being ripped off, when a the cost to insure a vehicle is in excess of the value of it...... It's no wonder people don't insure.

Brevit

101 Ambulance "Matilda"

"Coz Stone Cold Steve Austin says so..."

Austin 3:16

PS.. Matilda= £84.00 FULLY COMP (Unlimited mileage)

I used to know someone who in every possible respect was 'dead sound' apart from his attitude towards; insurance. Aged in his late 60s I'd guess, he'd never had any insurance, or any sort. This, as those who know me may guess, caused some degree of 'friction', and the majority of the time we had the understanding that neither of us would mention it to the other. This flared up one night in a pretty nasty way when he was telling someone else of his philosophy. He reckoned he'd saved the equivalent of a couple of hundred thousand pounds during his life which had he saved, would have paid for any accident he may have been responsible for causing...

I don't ever recall this being resolved, and to my knowledge he never got caught, but over years I've reflected on this a great deal and to be honest, I reckon this is generally a fairly common reflection upon the mistrust people feel for insurance companies. Whilst never, ever condoning such a strategy, I did rather enjoy the period where Lloyds 'Names' were falling like flies and losing everything they had. This was rather apt to me, the 'scum sucking parasites' getting a taste of their own meds for a change. Now don't get me onto the subject of the Lawyers and Litigation ambulance chasers causing the largest possible rise in history of historyness due to fake or inflated 'accident' and 'negligence' claims... I'd horsewhip the lot of them...

Phew, I feel a bit better now...

Martyn

I should clarify, that my comments about scum refer to insurers rather than the uninsured. I am wholeheartedly against being uninsured, but I wouldn't use the word "scum" - I was really meaning that I can begin to understand why people would choose that route, given the scummy attitude of the insurers. Not that I would do it myself. I think I'm digging a bigger hole here. That'll teach me to write more clearly.

David

I got my insurance on my 110 through NU Direct, age 37, full no claims, fully comp protected, no acc. or conv. (never been caught!!!) declared ALL mods (3.9 efi, auto, rally recovery gear, radios, winch, bull bar, vented discs, LPG, etc etc) and they quoted me £180 with a limited mileage of

4000miles per year. Not at all bad, even for north of Scotland. Been with them for 5 years plus now and can't see me changing unless they suddenly hike the premium. On the other hand, the cheapest I can get my std rover 620 insured for on 8000 miles per annum is £280!!!!!! Now, what one would cost them more if I went berserk in Tesco's car park......? Badger.

Not to put to finer point on it I insure my LSE with Snowball. Street parking etc all for the sum of £220 a year. Sorry but my Volvo costs me more at £390.

john

Not wishing to rub salt into the wounds

Thank you my good man, I will be calling them in the morning.

Bloody hell! 'scuse my french

I've just parted with £400 (29 yo, 7 yrs no claims, 5K RaRo too) with Sureterm, oh, and my no claims wasnt needed.

Mrs K on the other hand, having had a prang in her Moandeo last year, and an attempted theft, caused it to go over 150 orange beer tokens. So, she's off the insurance, and can drive it on her 3rd party from her policy!

Oddly, she needs me on her policy, as it brought it down to £360

Strange game insurance

Si

On or around 7/10/03 8:27 pm, simonk using , in article ID blv41v$gh0dl$ snipped-for-privacy@ID-66925.news.uni-berlin.de, scribbled:

It is indeed a strange game. I paid just less than £400 this year for my brand new Discovery (30yo, 13 years no claims, 28K vehicle) with full off road cover including all glass covered, with LR's own policy through Royal and Sun Alliance.

On or around Tue, 7 Oct 2003 17:51:29 +0100, "Badger" enlightened us thusly:

limited miles makes a lot of difference - and you become well-acquainted with the internals of the speedo ;-) Not that I'd ever do such a thing.

don't suppose you know how much difference the 3.9 made seeing as it's not in the "standard engines" list for the 90/110?

On or around Tue, 7 Oct 2003 19:49:44 +0100, "David French" enlightened us thusly:

surprised that the NFU turned it down, I've found 'em very good.

mind, I've not got points on me licence (mostly good luck, rather than saintliness, mind)

how soon can you get some of the points removed?

"simonk" wrote in news:blv41v$gh0dl$ snipped-for-privacy@ID-66925.news.uni-berlin.de:

I think you will find that she CAN'T drive your car on her policy. My insurers (Frizzell) take the view that your partners car is NOT a car owned by someone else. The NFU however will let policy holder drive their children's cars third party undrer the 'not owned by the policy holder' clause.

Take care, they recon the Selby Land Rover drivers claim will be about £30M!

Terry

On or around 8/10/03 12:40 pm, Terry Lyne using , in article ID Xns940E80C4993A0terrylynebtinternetc@217.32.252.50, scribbled:

Interesting to hear about the Armco barrier apparently not being up to it's job - methinks the relevant council will be footing some of that bill after all!

How did he manage to get road tax if he didn't have an insurance certificate? Or didn't he bother with that either?

Just curious is all :-)

Regards Steve G

remove the nospam to email me

I switched from Elephant this year to Bell Direct - all done over the web, very good service -

I have a '96 Disco ES (10k). Elephant wanted £530 , Bell sorted me out for £320. I'm 33, married and live in Luton.....no bad at all.

Gavin

I have absolutely no idea. This was all some 15 years ago and given that the chap in question died in 1998, I guess that will remain one ananswered question.

Martyn

in article snipped-for-privacy@posting.google.com, Gavin at snipped-for-privacy@yahoo.co.uk wrote on 8/10/03 13:53:

You say that you live in Luton and its "not bad at all" now THATS amazing....

On or around Wed, 8 Oct 2003 11:40:34 +0000 (UTC), Terry Lyne enlightened us thusly:

if it's insured in someone else's name, then it's not yours. Unless it's jointly owned.

On or around 8 Oct 2003 05:53:14 -0700, snipped-for-privacy@yahoo.co.uk (Gavin) enlightened us thusly:

NFU have a big advantage for me, they'll insure for normal use plus "carriage of schoolchildren for hire and reward in connection with their attendance at school", which is part of what keeps me solvent.

Mind, they add a 25% loading for the privilege.