Insurance

The insurance on my 110 is due. After much searching have found the Kwick Fit is half the cost of any one else.

One thing concerns me though..... I have a 10 seat (2 front ,3mid & 2x3 on benches) in the 110 it is not a CSW. and the benches are factory fitted. The call handler could not get his head round the fact that the landy has 10 seats. went off to speak to supervisor and on return said that all was OK - but the certificate will say 5 seats!

Am I worrying over nothing or should I be concerned and try someone else?

Paul

Reply to
paul Hill
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Forget it you're not insured for more than 5 passengers. Don't deal with Mickey Mouses, first question I always ask is "did you know it has 12 seats ?" they usually decline as they treat them as mini buses. Funnily enough the same happened when I asked for a quote from the official LR site "SPECIALISTS" who did'nt even know what a defender was !!

Reply to
Hirsty's

I agree with Hirsty's. It's best not to take chances with insurance. Give NFU Mutual a try. You can find your local branch from their website. I've insured my 110 and Series II with them for years. They're always very helpful, they know the difference between a Series 1 and a Range Rover and are pretty competitive too.

Reply to
Martin Hillier

So have I and when I have had to claim ( twice ) they have been excellent and very efficient, no messing straight forward and in one case got my uninsured excess back for me. Both were not my fault I hasten to add. Each quote I have tried with others has always been more. They dont insure under 25, however as you have 10 seats that must mean you have joined us older types :-))

Reply to
Hirsty's

Hi Paul, if your insurance says 5 seats get it changed. Your car can carry

10 people, imagine if (god forbid) you had an acident with 9 passengers and they want to claim on your insurance (big money) Your insurance company will laugh at you and state that its only a 5 seater and you conned them and then you may have a personal law suit against you.
Reply to
simon

Thanks for the info. - I wnet back to Kwick-Fit and this time they with drew the quote - saying that the company would not quote for "commercial" vehicles with more thatn 7 seats. So have gon with NFU - not much more money AND fully comp to boot. Once again many thanks. I was having sleepless nights thinking about rthe law suites.............

Reply to
paul Hill

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