Appreciate some help with this lot...
After an accident, if the insurance company say they want to write the car off (because the cost of repair is too high), do they then own the car?
It looks from the accident report form that they can decide to writeoff whether the owner agrees or not?
Her outdoors is looking at a £650 bill for repair to her car which is worth ?only? £2500. The insurance company haven't said anything yet ? but the bloke at the garage said they might say is a write-off. The car is otherwise in very good condition and only done 25k miles even though is 2001 reg. There is a £125 excess and for that I think I can fix it.
So I was wondering if I should fix what I can of it myself and not claim. I can do the mechanical bits but the bent bonnet would have to stay bent ? even though it locks/unlocks fine. If I did this maybe a bent bonnet is an MOT fail?
If its is written off, and can we get to buy the ?scrap? vehicle? But then I suppose it would be impossible to insure - is that right?
Have heard so many variations of how to sort this out we'd really appreciate some advice from you guys that that know for real on *any* of the above points. thanks.