Car insurance

CALM DOWN DEAR! You're with esure!

haha :)

Contact the Insurance Ombudsman and explain your case because it sounds like they are taking the piss. I've had some success with them in the past. Just threatening Firebond with the Ombudsman got my problems with them resolved very quickly... details here

Ted

Why not? It'll be done using genuine Audi parts and a bodyman/paintsprayer is the same no matter what the dealership.

Can't understand this way of thinking.

Both dealerships will probably contract the work out to the same bodyshop anyway.

Very few main dealers do body repairs in-house.

Audi in Bristol do all the work in their own bodyshop on Feeder Road,

I would rather take my car to a company who spray and repair Audis every day. I know the work is done properly then and some 17 year old trainee isn't going to smoke my car round the car park. It's a whole different ball game working on a VAG car then it is on Ford/Vauxhall, that's why you don't see rusty Audis on the roads.

Not be such a snob and use the Citroen dealer?

Not a lot, it's quite normal for insurance companies to screw you over by classing all claims as fault claims until they can recover there expenses from the other driver's insurance. When it's settled they *should* reinstate your NCB and refund the difference.

Yeah that's all very well but in the meantime I cannot move insurance companies :(

Also did you know every time you even tell your insurance company someone has hit your car its classed as a claim, even though you say you never proceeded with it. You still have to declare it, and it costs you money :(

That's rather the point to it.

which is why you should have taken it to a no win no fee type place when it's an accident with someone else you don't know, that's what insurance companies are for my car was away for 4 months when it had a lorry reverse into it when I got it back the guy told me what had happened and gave me the details of the lorry driver straight on the phone to get it repaired via a local garage and got me a courtesy car too for 2 weeks never told the insurance company as it was nothing to do with me when it happened and they haven't mentioned it when I've gone for renewals either

Are they still about these type of companies? if so can you give me some details of a decent one? I thought they were only abulance chasers nowadays :)

Thanks Dojj

i was lucky as my mates father in law dealt with everything he's now retired but a look on google came up with:

Just as a tip. No win, no fee companies do nothing at all for you and actually make your case less likely to win.

Go to the lawyers directly and you get the exact same deal but the lawyer doesn't have to pay 600 notes to learn about your case. And that inevitably makes them more motivated to take your case.

HAHAHAHAHAHA !

HAHAHAHAHAHAHAHAHAHAHAHAHA !

You're having a laugh if you seriously think you're so much better off with an Audi dealer !

So far so good.

Great, so it's all sorted then ?

Duh, of course I would. The insurance-approved repair shop, is the insurance-approved repair shop. For obvious reasons, it doesn't matter one jot who the actual company is !

Fair enough. If you're choosing to use a more expensive repair shop, then it stands to reason that you're gonna have to fund the extra.

Yep.

...which is very unlikely.

Yep - because you have a pending claim. If it's sorted as a no-fault claim, then you'll get your no-claims discount back. You won't get the £150 back though - you've had a claim, so your premium has risen accordingly - that's how it works. Your 4 years no-claims is still netting you a 50% discount, from a larger inital premium.

Yep.

Erm, nothing.

If you'd chosen to use their approved repair shop in the first place, you wouldn't be in this mess !

Yep - your level-of-risk to the insurer, is directly proportional to the number of "accidents" you have.