Hey guys,
Wrote off my car sunday night/monday morning. Long story short. Road was dry, came up to the corner which unknown to me, was icy. Slid one way, corrected (too much) ended up sliding the other way and by then it was too late. Car went sliding into a tree (front driver's side wing).
Wasn't going terribly fast, so no injurys or anything but apparantly the car was "beyond economical repair". The wing had a tree print, the bumper was ripped of when mounting the kerb, and the impact on the wing creased the bonnet and shattered one side of the windscreen.
Anyway I was just wondering if anyone had any experience with claiming the money for a write off. Whats the normal procedure? I've been trying to check up, and it seems to be that insurance companies take the piss with their first offer, and you basically have to haggle with them and prove why you think your car is worth more.
Do they try any tricks to try and offer less etc etc. Any advice on to how I can make sure I actually get market value?? Does it get to the point if you keep rejecting they will basically just tell you to f*ck off?
Oh, it's with Elephant if that makes a difference. I haven't really spoken to them over the phone as them being a pretty much internet only company, and was wondering, how realistic it is, that they would re-insure me after the write off. As they always seem to bring up cheap quotes for me.
Any help greatly appreciated!