This Geico thread has been interesting, and brings up the question of insurance companies again. Has anyone got any good companies, with good service and prices to recommend for collector car insurance?
Myself, I'm with Farmers, as I mentioned. I've got full coverage of $9000 on my '68, with a $250 deductible. The price per year is either $200 or $250 (i forget offhand), and I can theoretically drive up to
10000 miles a year on that coverage, though I'm on a motorcycle 99% of the time.Now since, by God's grace, I don't get into car wrecks, I've never had to test how easy it is to get Farmers to pay off a claim, so I can't speak to that issue. One friend has been fighting for two years with his company (either Allstate or Farmers) to repair his 55 chevy. The company's claims adjuster incompetantly and incorrectly declared the car had been modified to a 6 cylinder from a V8, and wanted to total the formerly clean vehicle for something like $3000. Last I heard, he had gone thru arbitartion (a BS process if there ever was one) and was going to get enough to barely cover repair costs.
Has anyone got any comparable coverage as mine at a better rate, and have you ever put the claim process for that company to the test?