What is the condition of the belt?
If there are a lot of cracks in it, then I'd say to replace it.
What is the mileage interval recommended by the manufacturer say in the owners manual?
I've gotten well over 150,000 miles on my serpentine belts, since 1991, but that's me. I carry 2 of the old ones in the trunk and every now and then would rotate them on & off the car over the years. I'm guessing the original had close to 200,000 before it was discarded. I did buy a new belt in 2003.
I'm not familiar with Chrysler engines so I don't know how easy or difficult a serpentine belt is to change on your vehicle. On my Bonneville the serpentine belt can be changed in about 90 seconds.
I can't comment on the timing chain question but you can find out from somebody here or from your mechanic or the dealer the information you seek. On my car the timing chain gears are steel sprockets and there is really no worry about the breaking or any real wear. I replaced mine at around 290,000 miles when doing a cam interrupter magnet replacement a few years back. The old sprockets & chain looked just fine, but the chain tensioner ( nylon ) had some wear in it. Essentially, I bought the parts for nothing. The tensioner is what I really should of got but didn't know about till my buddy took the car apart.
Years ago ( my 68 Buick, 78 Olds ) the upper timing gear was aluminum with nylon teeth. They would wear out and shear off causing the timing chains to slip. I'm glad those days are gone! Both cars the chains slipped on.
Is your serpentine belt is the original? I would also consider replacing the radiator & heater hoses as preventative maintenance.
Good Luck
harryface
05 Park Avenue 54,010
91 Bonneville 308, 892