Oh, but what lemonade she makes!
Thing is, I was surprised by what appeared to be very little damage to those cars for them to be determined as "totaled". In both cases, it was front-end damage due to rear-ending the car ahead. Looked to me like fairly routine stuff - new radiator, new hood, bumper, and some body work. Oh well... I'm sure the insurance company made a fortune on them. They paid us right away, though. That's how I got the 328i.
Karl Winkler