My car was hit by a car that was insured by Geico Insurance and
Geico says my car is totaled. They offered to give me much less
than what it would cost to replaced my car and then said I could
keep the car for the highest salvage fee I have ever heard of for a
totaled car. It was an obvious low ball tactic to save money.
I have already talked to several body shops who estimated the
salvage value of half what Geico wanted.
I have no job and can not afford to buy another car, so the tactics
of Geico would leave me without a car to go along with my
unemployment. Then they tried to get me to use my insurance
which would mean I would pay a large deductible and my insurance
premium would go up when I am not at fault. Their last words were
to have my lawyer contact them. As if I could afford a lawyer. in
other words they low balled me on purpose knowing I would not
accept their offer. They are hoping I choose to use my insurance
and they will pay nothing.
Bah, my exact sentiments. I didn't read this before responding to the
other post. You are 100% right on.
'01 Formula - MTI Air Box Lid, K&N Filter, Hurst-6,
SLP Cold Air Induction & Smooth Intake Bellow
Corsa Catback w/Premium Tips
'83 V45 Magna
I would turn it into my insurance then let them worry about it. Look at it
this way, what would you have done if the other driver didn't have
insurance???? Exactly, so turn it in and then let them do the work for you.
They will work it out with the other insurance comany... even if you can
Interesting thread about insurance company tactics and ripoffs.
Doesn't it make you think Nader might just be worth a vote as your own
personal protest? Insurance companies are just one 'make believe'
industry who are part of Corporate America.
That's obvious when you look at all the 'fly by night' companies
operating under governmental licensing. Unlike you, we prefer to make
an honest living. The fairest way to describe the insurance industry
is to acknowledge them for what they are: A government backed
1. The act or an instance of extorting.
2. Illegal use of one's official position or powers to obtain
property, funds, or patronage.
3. An excessive or exorbitant charge.
4. Something extorted.
You certainly nailed this one.. Progressive is doing a nice extortion job
on me -- and has been for 5 years now. My premiums never come down. They
just keep creeping up because of "mandatory state-wide increases"..
Mandatory?? How about stopping all the junk mail as a first.
You need to find a real shyster lawyer that works on contingency. A real
scumbad will send you to a chiropractor (another shyster) to get you into a
pain and injury mode (daily visits for a couple of years at $60 a pop, payed
by the insurance company) and generally take the insurance company for
everything he can get. The lawyer will take his fee out of what he gets for
you. The more he gets for you, the more he will make for himself, so these
types of scumbag lawyers are truly motivated. Look for lawyers that
advertises on tv on in the paper. Also, don't talk to just one or two
lawyers. Go see at least five or six. You'll know when you find the right
Remember, if you can't make the insurance company pay, at least make them
Sorry to say:
In most states, his insurance company will foot the bill for the medical
payments. Then there will be ?activity" on his policy and at renewal time.
Surpris, Surprise, either double the rate, or a non renewal letter. If he
chose your path, you are now in what's called a "CONSPIRACY' if him and his
SCUMBAG, SCHEISTER lawyer were to be caught in the "FELONY" of insurance
Do him a favor, keep your advice to yourself!
["Followup-To:" header set to alt.autos.camaro.firebird.]
Are you kidding? Hell, chiropracty is the etpitome of fraud. But, try and
prove it. Ain't gonna happen. They've even held the AMA at bay.
Besides, if Geico isn't the OP's insurer, how the heck can the double his
His insurer will:
Because most states have some sort of no fault medical first party benefits.
Read your policy.
Chiropracty helped me use my neck, when conventional allopathy wanted to
chop, chop. With Reflex Sympathetic Dystrophy, surgery is reserved as a last
resort, but AMA Allopathic doctors didn't seem to give a fiddley fuck. As
long as they got that operating fee!
Allopathic = MD, Medical Doctor or Monkey Douchebag!
Why do you think their rates are so low? Not by paying out fat settlements
at the drop of a hat. Your insurance company needs to be involved, you pay
premiums for their lawyers, etc...
I'm also curious - since you don't have a job, why do you need a car?
Perhaps public transportation would be a more viable solution. Then you
don't need to pay for insurance, gas, maintenance, etc......
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