indeed.
actually, it's terrible. unless the vehicle was last fitted with sub-standard pads, or the op's a taxi driver [and even taxi drivers get better than that usually], it's much more likely the shop is gouging. and when you're looking at the $450 price quote, you can be pretty much assured that's the case.
"service writers" exist even at independents.
the bottom line is that the o.p. wants an independent second opinion from an honest shop. or better yet, a shop that will show him how worn the pads really are.
honesty is the key. some independents rip off old folk just like dealers. many is the wrinkly paying for work that either isn't necessary or in some cases, not even done.