And you've always been wrong. All the typical driver needs for safety is the self-control to pay attention to his surroundings, not tailgate, not excessively speed, slow down when traction is at all questionable, and maintain his car. After that, it helps to know how to steer well enough so you don't knock a side-view mirror off getting in or out of the garage. But none of it - none of it - will help when some guy with "autocross training" slams into him. Here's the leading causes of accidents. You can dispute them, but it looks good to me.