It's bank escrow for deposits on special-order vehicles or delayed deliveries where the dealer has to obtain a car from a another car lot. Either a bank escrow, no deposit handshake deal or no deal. Do not trust any dealer, including Ford, with holding your deposit. You could be left high and dry with your deposit gone and no car.
Bank escrow is the third party referee that holds your money deposit and releases it to the dealer when he turns over the keys to you.
Keep in mind that while Ford is the stongest American car maker, it may become vulnerable when its parts suppliers go down after Monday's GM bankrupcy. If they can't make that special order car you want, you just might wind up with your tongue hanging out. No escrow, no deal.
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