No way. _My_ cover definately gets my vehicle taken *anywhere* I want to go. I wouldn't bother with the cover otherwise because my default requirement is to get my vehicle home so I can work on it myself - a local garage is no use at all to me. That goes for RAC and Britannia and I've tested both over *very* large distances. That may not apply to homestart but by all acounts she has three miles to play with so we needn't use the homestart aspect of the cover. :-)
I'm amazed the AA don't offer a service to get you whereever you want - I thought that's what 'Relay' was. Mind you after the AA billed a friend for crash recovery I've only gone with Britannia who give *far* better cover.