Thought gurus on here might know - I was checking tyre pressures on my wife's car the other day when I noticed that new tyres she'd had fitted when it was serviced a few months ago are V rated not W, which seems to be the original spec. But they are an XL load spec - more than original. I called the garage and they said the tyres are fine and there's nothing illegal, and they had checked with my wife (who knows nothing about tyres - I just told her to get a mid-range brand as I was away). They were still quite expensive - £300 for 4 on a Volvo S60. I'm not worried about the performance but is this something we should tell the insurance company? I did a bit of googling and there doesn't seem to be any definitive answer.
thanks, C.