Nope. Start in garage, reverse out, stop to use keys to lock garage. Start, drive to post office to drop package off, stop. Start, drive to chemist to drop prescription in, stop. Start, drive to supermarket, stop. Start, drive to supermarket forecourt for fuel, stop. Start, drive back to chemist, stop. Start, drive home, stop. Unload car. Start, drive into garage, stop.
Total mileage = 8. Total starts = 8.
BTW, cam belt shock loadings occur whether the starts are with a warm or cold engine, and might in fact cause more wear during hot starts.
Even 10 a day would be more than I would consider average. Start car, drive to work, stop. Start car, drive home, stop. Two starts.
For the situation you are describing, a lot would depend if it was the sole family car, possibly doing longer runs at the weekend, or just a local runabout.
Indeed, but for those 20 starts, (s)he might have covered perhaps 200 miles. That's 1 start per 10 miles. versus 1 start for 1 mile for the granny.
Two of the three scenarios you have described show exactly why low mileage vehicles may well need more frequent cambelt changes.
Chris