Winter Tyres - Insurance Implications

I'm sure that if you check your handbook there will be a manufacturer specified winter tyre option, which means it's not a modification....

but if you fit them to steel wheels when your car originally came with alloys (or vice versa)?

I'd like to see that stick in court, given that most full size spares are steels, wearing the same size rubber as the OEM alloys.

I'd say that, so long as you use the same size steel as the alloy fitted as standard, you wouldn't have any issues.

If you have 18 or 19" wheels, then more fool you for buying something with silly wheels in the first place ;-)

In message , Gordon H writes

I've got a spare set of rims so I ordered a set Nokian winter tyres from mytyres last Tuesday. They only arrived today and I won't be able to get them fitted until Saturday. I really could have done with them this week but I'm sure they will be appreciated over the next three months.

In message , Paul Edwards writes

I read that as "steal wheels"...

I bought a set of OE alloys from Ebay, so they're identical size tyres. I checked with the insurance co about the lower speed rating: they didn't care. Summer tyres are W rated, my winters are V.

My winters are the same size & speed rating as the summers, and on not only the same size but same style of alloys...

Actually, they're not. Two of the summers are Mich EnergySavers

- and only H-rated. The winters & Conti summers are Vs.

Heh. W-rated winters either impossible to get or very, very expensive. It's not like the car could ever go that quickly anyway...

My winter wheels are identical to my normal ones too, save a bit of kerb scrape on the winter ones.

One of mine specifies and supplies a steel rim for the winter tyres which is a totally different diameter and rim width to either of the two sizes of alloy rims usually fitted.

Interesting?