Ok... I¹ve been paying about $640 every 6 months to insure my car (Allstate). All of a sudden, it went up about $500. I was told by Allstate that ³Saabs are expensive to insure.²
I¹ve got a 2000 9-5 Aero and a perfect driving record and every discount available (according to them). And I¹m 28 and Male, so that doesn¹t help me one bit either.
Anyone else getting reamed because they¹ve got a Saab??
I've got a 2000 9-5 Aero and a perfect driving record and every discount available (according to them). And I'm 28 and Male, so that doesn't help me one bit either.
Anyone else getting reamed because they've got a Saab??
I'd suggest shopping for a better insurance company. My insurance dropped $150 a year when I went from a 1994 Lincoln Mark VIII to a
1995 Saab 9000CS in May. Coverage didn't change. My insurance company (Southern Guaranty) loves Saabs. And Volvos. They've got a great reputation for safety, they don't get stolen and they hold up in accidents. I've been very pleased with the Southern Guaranty. I've been with them for 11 years. I'm paying about $650 a year for full coverage with a very low deductible. I'm even covered for medical expenses if I'm walking and get hit by a car. They're only in the Southeast, though. I started with them when I was living in South Georgia and have never had a reason to change.
Hmmm.. Actually, a 2000 MY saab 9-5 is less expensive to insure than a
1998 Mitsubishi Eclipse (GS, no turbo). It's roughly the same as a volvo 850 GLE (1994). I'd start shopping around for other insurance agencies, if practical. Saabs have most of the major safety devices known to man, other than anti roll stuff, and the main thing you're getting hit on is 9-5 aero, and 28, and male... Exactly how that all figures in, I can't say.
Below is a link to some information on how to cut insurance costs and which costs are cheaper to insure. I turned it up when I was looking for a new car last spring. At the bottom it gives information from State Farm showing which cars are rated higher or lower for premiums based on several factors. The Saab 9-5 rates the deepest discounts. Start shopping for a new insurance company or print it out and take it to your agent and ask him to explain.
Yeah, I started looking around. Geico, State Farm, and Progressive all quoted in the low-mid $900/ 6 months. 21st Century quoted at $750. Guess after 12 years w/ AllState, I have to switch. I guess living in the SF bay Area, being male, 28, clean driving record, no accidents, tickets, living in a nice neighborhood, and driving a 9-5 Aero has its disadvantages??
you could be driving a 2004 red corvette with all the accessories and pay more for your insurance than your car payment.
Sorry that you've been bitten by this, but I suspect that it's mostly SF bay area. The Aero was possibly (iirc for my potential bill...) about 40 dollars more, but that's a guess.
Saab InsuranceSeeing all these $$$$ for insurance, WOW sounds expensive.
Here in New Zealand, "full" insurance costs me no more than NZ$500 per YEAR (about US$250)
I've got a 2000 9-5 Aero and a perfect driving record and every discount available (according to them). And I'm 28 and Male, so that doesn't help me one bit either.
Anyone else getting reamed because they've got a Saab??
Petrol is about haff the UK price, but then our salaries are less as well, so it is not as good as it looks at first. I had to pay more than that for a 1986 900c that I had in Sherborne recently!!
Yeah, pretty much the same. Footman James wanted £900 with limited mileage on a classic policy. Swinton wanted £1200, someone else can't remember who wanted £1700.
Mine's with Royal Sun Alliance. I have to say the recent Norwich Union adverts make me laugh. Every time I ask them to "quote me happy" the smile on my face is a smile of disbelief. Everytime there quote is so much more than everybody else. :))
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