Insurance???

Apr 10, 2006 23 Replies

Question about insurance. I have a 2004 GT. I live in Sacramento, CA. My 6 month insurance rate is about 1260. The break down is: I live in a high insurance area, my deducts are 500/500 (Has to be for the banks. 500 for collision/comp) I have a clean record (No accidents, no tix ever) I am not married. To me, this seems extremely HIGH. The lowest I have found is 1094/6months. Does anybody have experience with insurance in this area? I figured that by the time I was this age (30 in dec) I would have somewhat cheaper insurance. This is more than I was paying when I was 18 driving a slightly modifed V8 firebird.



Brian



I too live in Sacramento, where I drive a '91 GT. Insurance rates are indeed high, and I don't have a good reason. Your rates are less then what I am paying, but at this point there's not much I can do since I'm also 19. I'm guessing I will find high rates where ever I go even though I do have a completely clean record. I might end up moving if rates don't go down that much. For the area and comparison of car vlaue, and age, the rates don't seem that unreasonable. Oh well. Hope this helps

CBeech

My car's a 2000 GT, and I have a 97 Ranger. 6 month rate is $426 and covers both. I've been in SoCal(OC) and now Portland area, same price. I have NationWide and they give me discounts for, good driver, multiple cars and home owner insurance. Don't know why Sacramento would be so high.

Ottawa, Canada

44 yrs old 1992 5.0 LX $340 (cdn) / 6months pretty much same coverage as OP.

I guess my insurance company figures that I am all grown up and responsible :-)

It may be a bust, it may not BUT call Margaret Dempsey at Allstate

800.573.0606 She is in Stockton

She used to be my agent out there and if there is a way to save you a buck she will. I won't even mention the amazing service she used to give us.

Allstate was writing high risk drivers at a good price a while back, maybe she can steer you in that direction.

Tell her Kate Selby sent you - her "mostest favoritest" When she remembers she should laugh. She was there for us when our kids killed 5 cars in the course of a year.

Kate

Yea John, but what kind of coverage and deducts are you carrying? Man that's insane low!

: > Brian : >

: :

Tennessee

48 YO female, multi car / multi policy, good driver discounts. Full coverage, 100 300 300 with fairly low deducts 250 & 50 $469 bi-annual

: > Brian : >

: :

Insurance in NYC... 2400 dollars a year. For comprehensive with 1000k deductible.. NO collision coverage. I have umbrella for personal injury.. NYC SUCKS for insurance.. 2004 v6 converible.

Greetings,

I just bought a 99 GT off an 18 yr old kid who was paying $3800.00/ 6 mo. on his FATHERS policy! No accidents or tix (he says). This is in Salem, Oregon. Incredible. For the same car, my insurance is $324.00/ 6 mo. - 46 yrs old,

250/250 deducts. Guess my kids won't be driving a GT anytime soon.

Cheers

Scott

Well that's what you get for having a sexually confused year.

How about this one:

`05 Aviator --50 yo female `05 F-150 -- 50 male `02 S-10 -- 22 yo female `01 Mustang Vert -- 18 yo female

$397.00 a month for all with 500/500.

Oh and then add in an `06 FLHTCI @ $596 a year on a separate policy.

My calculator says $5360.00 a year. Bwahhhhhhhhhhhhhhhhhhhhhh!

: Well that's what you get for having a sexually confused year. :

Twarnt confused - twar choosing both sides.

: : -- : : Only way to beat terrorist is to use terrorist tactics...set traps, snipers. : No amount of conventional warfare will work...

Full coverage with $500 or $1000 deductable Limited mileage policy

Especially the 1000K deductible. :)

Howard

1999 v6 'vert. $1300/6 months. 250/500 deducts with 100/300 liability limits. Dont have PIP but have uninsured motorist.

20, Seattle.

Carl

I have a 2005 V6 with $500,000 CSLiability and $500 comp and collision deductibles. I pay $491. If I had a GT it would be about $650. I'm in Montana. Aged 31

That same coverage in NYC is around 3 grand. Talk about the Big apple! It blows

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