No one can beat the Pug / Citroen interest rates of 5.9% APR. Assuming we paid the optional final payment to keep the car we'd pay £8100 for a car worth £7235. That's not too bad at all in my opinion. In comparison the similar Hyundai deal on the i10 is over 12%.
These cars only seem to loose about 15% of their value in the first year, which isn't bad for a French car! The added convenience of a completely new car and the good finance deals means we're seriously considering it. For example if we bought 2nd hand we'd need a bank loan of say £6k which would be around 8.9% interest and larger repayments because we'd pay the full amount over the term rather than leaving a big chunk to the end (or the same amounts over a longer term of course).
I need to have a proper read through of the T&Cs but it seems a pretty damn good deal.
Ta for the tips. We've done the Pug, VW and Toyota dealships today. Will do Citroen, Hyundai and Skoda some point this week. And I'd rather buy from a dealer anyway than one of those car supermarkets.
Looking forward to putting a few miles on a 107 to see what these little things are really like :)