In July, I was driving my partner's Scion xB and hit a road hazard (a tire in the road); the damage to front and back bumpers and part of the radiator came to more than $2,000; it was covered by the comprehensive policy, so I paid only the $100 deductible.
In September or October, I hit another road hazard (something flew off a truck bed) with my Prius. The front bumper and the left-front wheel well fairing needed to be replaced. It came to $970; the deductible was another $100, but there were two very minor and almost invisible scratches (on on the driver's door and one at the bottom rear of the left fender); they credited me with $75 for not having them repainted, so my cost was $25.
Last week, I hit yet another road hazard in a parking lot; I'm not sure what it was, but it tore the sidewall of the right-front tire. Toyota's road-hazard warranty paid the $89 to replace it.
Day before yesterday, I hit another road hazard on the freeway, almost in the same spot (but opposite direction) as the one in October. I don't know what it was; it was dark, and I heard a thump and the car shuddered a bit. It broke the left splash shield and tore part of it from the clips holding it in place. The charge for replacing it is $98.42, which is less than my deductible. However, the body shop simply replaced the clips, and the shield is back in place, although cracked in half. If those clips don't hold, I'll have the shield replaced.
I had not had any damage to my previous car, which I had owned for 3 1/2 years. Is my Prius jinxed or something?