We know this to be the case as Congress and the President passed a law to put noise makers on them. This in spite of the Prius having one of the lowest insurance costs in its class and half the national average of fatal accidents.
Quiet and safety, it will take a couple of years before the regulations forcing noise makers on the Prius take effect. In the meanwhile, the quiet Prius remains on sale.
Bob Wilson
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D
Davoud
bwilson4web:
Quiet, mine is. Cheap to insure, it is not.
Davoud
N
News
How so? Compared to what?
E
Elmo P. Shagnasty
?????
I pay under $500/year for full coverage, including $500 deductible comprehensive and uninsured motorist.
Cheap to insure, it is.
N
Neo
I paid about $1200/year but my deductible is only $100.
E
Elmo P. Shagnasty
Why so low? That's a fool's game.
Get a quote for a $500 deductible, and figure out how often you'll need to come up with that extra $400.
Since all auto insurance companies I ever dealt with only offered 6 months, not 1 yr payments at most, and all price comparisons I ever saw were based on 6 months premiums, I have a suspicion this is a 6 month premium you're talking about - when people (here in US anyway) think about auto insurance cost, they tend to think in terms of a 6 months premium costs - the most common basis.
Anyway, I've been paying something like $500/6 months (also $500 deductible) for the Prius since 2006. When you insure two cars, it's hard to tell exactly what the portion of each is 'cause your liability is only calculated once, but $500/6mos was just about it for Prius.
And then my teenagers became of driving age and any talks about car insurance costs suddenly have no relation to the cars' make/model/year whatsoever... :(
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E
Elmo P. Shagnasty
I took my $238/6 months and bumped it into a yearly sum.
The "under $500" is a yearly premium.
B
bwilson4web
". . . the February 2011 Relative Collision Insurance Cost Information Booklet provided by the National Highway Traffic Safety Administration (NHTSA) . . ."
"Four-Door Models 117
Toyota Prius Hybrid 99"
Within its class the Prius is in the more affordable, lower half.
Bob Wilson
N
Neo
Yes - its one of the things I am considering this year as a budget cutting measure. . Increasing the auto insurance deductible will lower the auto insurance premium.
We have our share of fender benders and risky drivers in DC/MD/NOVA metro area - so the insurance premium can be pretty high here.
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