Maintenance and extended warranty agreements

Am planning on buying new Forester XT. Subaru wants to sell me a service agreement that they say will save me money. Does anyone think I should prepay all my services up to 45k miles?

They also are trying to talk me into the extended warranty as well. I told them that if I needed one for this car, then I shouldn't be buying the car. What do you all think?

Thanks,

Dinnnerdog

Reply to
dude
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They are trying to get you to lock in service with them.

You can save big dollars by going elsewhere :)

Extended warranty, hmm, I've never been a fan of these - when we purchased our Subie, it was included free otherwise I wouldn't have.

Reply to
Jiz

I just purched an '04 OBS with the extended warranty (100K, $0 ded.)

The next day when I thought about the decision to get the warranty, I realized that I pretty much just financed repairs between 36K and 100K miles, of which they may not be needed.

I was a little mad at myself after I thought about it that way, thinking the same thing you were thinking. I was wishing I would have told the guy: "So.. let me get this straight.. you're saying you aren't confident enough in the product you're selling me.. so you think I need to PREPAY for $1700 in repairs up front, for the 36K to 100K milage span.." Hindsight is always 20/20.

I will hit the 36K mark rather quickly since I drive 90 mile round trips to work. I figure at the end of the day it was probably a smart idea. I was able to "talk him down" to $0 for the $50 ded price. He's there to make money on this stuff, so I probably paid more than I should have seeing how I didn't put up too large of a fight except for asking if he could do $0 ded for the same price instead of arguing further. I got the usual sales pitch of "We sell these all day for $2200.. but i'll give it to you for $X". If I didn't put so many miles on a car I probably would have passed, seeing how it's only 2 extra years. And I was also thinking after reading this newsgroup how many people seem to have problems in the

60-80K mileage range while I was mulling it over.

One thing is for sure, since I got the $0 deductible, i'm going to be using it for every little thing I can find over the course of the warranty... even if it's only a $15 part. I think I paid way too much for it looking back, since Subaru's base warranty is a little lacking, but owell. I will put up a bigger hassle next car.

You should consider how many miles you drive and how much chance you think there is of something going wrong. Basically by putting the warranty into the loan, I'm actually able to better budget for that car repair without having to wonder if it's ever going to happen. If you're the type of person that doesn't keep alot of money hanging around for things like this, then I would have to say you should just go ahead and get the warranty so you don't put yourself in a bind one day.

For instance, I traded in a '98 Mustang with 110K miles on it. That car had NEVER been in the shop for any mechanical problems. Nothing was wrong with it. Not even a $20 part had ever needed to be replaced. Except accidents I had gotten in that caused $6000 body damage. I got rear-ended by an SUV for $1500, then I got pushed in the side by a DUMP TRUCK while sitting at a stop light for $4500.. thats an interesting story there...

But suffice to say, I would have lost money on any extended warranty I would have bought for the Mustang.

It's just a gamble. If you aren't comfortable with the price they try to sell the warranty to you for, and the deductible that the warranty has, then dont get it. If you can talk them down to the figure you're comfortable with, then go for it. It's always a good thing to have for peace of mind.

J

"Jiz" wrote in news:13ytb.12359$ snipped-for-privacy@news-server.bigpond.net.au:

Reply to
J

If you plan to have a subie dealer do all of your maintenance for the first 45K miles, then the prepaid plan could save you money (if you don't finance it).

Extended warranties (on any product). If they didn't figure to make a profit, they wouldn't sell it. What I've saved over the years by not buying extended warranties will REPLACE any product I own except my house or a car. Even there, I've saved enough to pay for any repair that the extended warrranty would cover.

Reply to
DanD

AT 51K my OB needed trans work and new pistons. All covered by the 60K powertrain warranty.

Reply to
Mike B.

When I got my '01 VDC, they tried to sell me the extended warranty, but you have up until the END of the standard 3 year/36,000 mile warranty to get it.

I ended up with 32K miles after a year (now have 67K miles after 26 months), and figured since it was a first year model for the H6 and VDC, decided to go for the extended warranty.

I got the Gold warranty with $50 deductible for $995 from Curry Subaru in Mass. (I bought the car in Maryland- you don't have to get the warranty where you bought the car). Payable over 10 months with no interest.

So far I've had to replace the thermostat, for which I saved about $100 after the deductible. I may not make out on this warranty.......

Dukephoto

Reply to
MDCORE

The Subaru comes with (besides the 3-36K bumper to bumper)

Powertrain Limited Warranty Powertrain coverage for all models is five years or 60,000 miles, whichever comes first. It covers the major powertrain components listed below:*

Engine block and all internal parts Cylinder heads and valve trains Oil pump, oil pan Timing belts or gears and covers Water pump Flywheel Intake manifolds Oil seals and gaskets Torque converter Electronic transmission control unit Transaxle seals and gaskets

Axle shafts and constant velocity joints (except boots)** This saved me a few thousand. My trans lock solinod went and the dealer replaced the timing belt tensioner (to try to remove the start-up knock) and then 4 pistons (which fixed it) for FREE. The extended warranties also exclude certain things. Need to be careful.

Propeller shaft

Reply to
Mike B.

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