> While I was on a trip, I handed the key to my year 2001 Toyota Camry
>> to a friend and asked him to move my car on days when parking isn't >> allowed.
>>
>> I just came back today, my friend told me the front fender on my car
>> became broken while it was parked on the street one week ago. He
>> thinks another car hit mine when backing, if he's telling me the
>> truth. Because I was out of the country. He couldn't reach me any
>> time sooner. He said he moved my car anyway without filing a police
>> report, to avoid parking tickets on no-parking days. The whole front
>> piece needs to be replaced now.
>>
>> I have full auto insurance with Geico with $500 deductable. I believe
>> the whole front piece costs more than that. The estimate won't be
>> available untill I visit an autoshop this weekend. But at this point,
>> is it too late to inform Geico since it happened a week ago? I
>> believe Geico would do all things possible to avoid paying me
>> anything. What must I do now?
>
> It is not necessary to file a police report if no one is injured. Just
> call your insurance company and tell then your car was damaged while you
> were out of the country. If you were gone more than 30 days, then you
> might have a problem, but I doubt you will have a problem otherwise.
On my insurance. ONLY my wife and I are allowed as drivers. Period.
>