My 1997 Explorer was hit and run on the drivers door, it is a 4 door can anyone tell me what year doors will fit? For the record it is power window and lock, no keyless entry.
By the way the incident was witnessed and the Hit and Run a'hole was arrested for hit and run and DUII within an hour but he has no insurance and is likely a deadbeat.
If he doesn't have insurance, do you have uninsured motorist coverage? If so, you should just turn it over to your insurance company.
Ed
"C. E. White" wrote in news:4741b5ef@kcnews01:
@e25g2000prg.googlegroups.com...
wrongo, uninsured and underinsured insurance is only for medical, your own collision may cover if you want to make the claim. Be ready to pay much more than it is worth in future ins increases. KB
That might be true for your insurance, but not mine.
From the Nationwide FAQ:
"Depending on the state you are seeking coverage in, uninsured and underinsured motorist coverage may be sold individually or combined together as one coverage. As the names imply, this type of coverage may protect against drivers without insurance, and/or drivers with insufficient policy limits to fully reimburse you for damages they caused. This coverage typically pays the difference between the amount recovered from the other driver and the amount of the damages, up to the limit of the policy."
Damages are not limited to personal injury (verified with my insurance agent. I have Nationwide in NC). My agent also confirmed that making a claim under the uninsured motorist portion of my policy will not affect my rates. The OP should definitely talk to his insurance agent.
Ed
I think the point of the OP is being missed here and has gotten off topic...
The OP's vehicle is 11 years old, and he more than likely has basic insurance that does not cover getting his truck fixed through his own insurance company. In most cases, if you are not at fault, you can go through the offender's insurance company no matter how old your vehicle is, as long as the damage doesn't exceed the value of the vehicle. As the OP stated, the offender doesn't have insurance. The fact that he is posting here would indicate that he doesn't personally have coverage to have his vehicle fixed at a shop so he's probably looking to get a door a a junk-yard....
That said, can anyone answer his question?!? Anyway, the answer is a 1995-2000 door should work for you...
...and to make you feel confi"dent", here's a link to a site for a guy who also got hit by a DUI in the drivers door posting the same question....
Uninsured might cover it, but only if the OP has comp and collision.
nate
That is not the way my agent explained it to me (I have Nationwide and live in North Carolina). As I understand it, if is proven that the person at fault (assuming I am not at fault) does not have insurance, or has insufficient insurance to cover the cost of the damages, my uninsured.under insured coverage will cover the difference up to the limits of my policy. This includes all damages (personal injury and property damage) and is independent of my other coverage. Basically, the policy pays what should have been paid if the person responsible for the accident had insurance. I know that insurance companies can be picky about invoking this coverage. I had a friend who's car was hit by a "stolen" vehicle and the supposed thief was not caught.. The insurance company would not consider the claim under the uninsured motorist policy because it was not proven that the driver of the stolen car didn't have insurance.
Ed
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