Will your car be 'Historic' or not?...

The message from Ian contains these words:

Which particular dictionary did you extract that definition from?

Collins (FWIW) has:

"To travel some distance regularly between one's home and one's place of work".

As far as insurance policies go, "commuting" is normally used as shorthand for "travelling to and from the driver's usual place of work". Anyway, "regularly" still does not mean "daily".

Ian

And your source for that is? The general hierarchy of use is pretty simple:

• Social, Domestic and Pleasure (SD&P). Self explanatory, excludes all use in connection with employment
• Travel to and from usual place of work (Commuting). Includes journeys between home and a single place of work. Note that "single". No mileage claims allowed.
• Business use. Covers travel to multiple places of work, mileage claims and travelling on own or employer's business - which is carried out at fixed sites.
• Commercial travelling. When the driving (as opposed to work at the destination) is the employer's business.

"Commuting" is the universally accepted shorthand for the second of these. If you have cover to travel to and from your usual place of work you can do it once or twice a year (as I do) or twice a day. If you only have S,D&P you can't do it even once.

The context is easy: insurance policies. And "commuting" on insurance policies means "travel to and from the driver's usual place of work", regardless of how often that trip is done.

Ian, current with two cars insured "SDP and Commuting" and two insured "SDP, Commuting and Travel on Own or Employer's Business"

Whhhoooossshhhh.....

Gibberish. One's place of work is where one, in a conventional job, travels to 5 days out of every 7, 50 weeks out of 52. If you really dont beleive that 'commuting' cover means you are covered for as many days of the year that you choose to go to work at the same place then you are clearly not able to understand English.

Is the correct answer. So why are you arguing that 'commuting' does not mean daily?

Do you have any evidence that insurance companies differentiate between occasional and regular trips to and from usual places of work?

Ian

Try reading what I replied to originally FFS. all I did was define the meaning of "Commute", if anything what I said then is in agreement with what you are saying now! You seem to be picking arguments for the sake of it...

You gave one definition of the word. I gave the one insurance companies use. We were talking about insurance. No problem.

Ian

Yep, we found that 'commuting' actually means 'going to work in it every bloody day you want to'. Which is exactly what you'd been told throughout the thread. Congratulations on your discvery that you were wrong, and welcome to the fallible world the rest of us inhabit.

Its a pity you cant say "Oops, I got it wrong", though...

Especially as one of said policies is also unlimited mileage. I do 250 miles a week in my 30-year-old Mini (that's my newest one ;-)

You know, it's bullshit and burocracy like that (among a few other things) that had led me to seriously consider emigration across the pond. If they get that through I'm definitely going, and taking my Minis with me!

You need what insurance companies refer to as "commuting" cover whether you go to work in it every day or once per year. As far as they are concerned, frequency. has. nothing. to. do. with. it.

There, that wasn't difficult, was it?

Ian

Mileage limits amount of use. SDP/Commuting/Business/Commercial limits amount of use. As several of us have been trying to point out, there is no such thing - to an insurance company - as "occasional commuting". You can either use it to go to and from you usual place of employment or you can't.

Ian

You said "Commuting doesn't imply daily use". Everyone else said "yes it does". There, that wasn't difficult, was it?

Sod it. Should have been

"Mileage limits amount of use. SDP/Commuting/Business/Commercial limits type of use."

Ian

Except that to insurance companies, it does not imply daily use. It implies use to travel to and from your usual place of work, and you need "commuting" cover whether you do that every day or once a year. Context is all, dear boy, context is all.

I drive to my office, on average, twice per year. I need "commuting" cover, as a very minimum, to do this.

Ian

The above sentence is fundamentally incorrect. Sorry. You're wrong and you know it.

All you have to do to prove your point is give an example of an insurance company which

(a) distinguishes between occasional and daily trips to and from the usual place of work and

(b) calls only the daily trips "commuting"

Can you do that?

I really can't see the point of being so hostile. Insurance companies

- in my experience - define "commuting" as /any/ travel to and from usual place of work: they don't distinguish between regular trips and occasional ones.

So, for insurance purposes, "commuting" does not imply daily travel. For insurance purposes.

So what's to get so worked up about? Relax, man. It's only usenet.

Ian