I had a car accident on my way home from work and it looks to me like the
car (my 2001 Firebird Formula) is a total loss. I reacted suddenly to
maneuver around a vehicle that cut into my lane as we were going around a
bend to the right (on Park Presidio in San Francisco) and lost control of my
vehicle, which fish-tailed and lost traction. I bumped the vehicle that was
in front of me and while trying to regain control of my car, hit the wall
that divides the traffic heading north and south. There was light rain and
the roads were wet, and I had absolutely no traction -- it was like I was
sliding on grease. The front end on the driver's side was smashed in, both
airbags deployed and the windshield is shattered. It just doesn't seem
likely that the car can be repaired, but I have to wait and see what the
adjuster says when they finally look at it some time today. This is the
first time I was ever involved in an accident on wet roads. What really
bums me out (though I came out of it apparently unscathed), is that I
purchased the car new and would obviously not be able to do that again for
another Firebird. If it is totalled, I hope the ins. co. will allow me to
recover all the parts I invested into it (like my stereo, Corsa exhaust, and
an assortment of SLP parts under the hood).
This is difficult to cope with, especially since I loved that car.
Awww man! My W.C. Clone! NOoooooooooooooooo!
This is sad sad news indeed.
Shoot me an email man.
'01 Formula - MTI Air Box Lid, K&N Filter, Hurst-6,
SLP Cold Air Induction & Smooth Intake Bellow
Corsa Catback w/Premium Tips
'83 V45 Magna
Thanks for sentiments guys. I probably won't hear anything regarding the
official estimate until Tuesday afternoon, but I'll keep y'all updated, if
anyone's interested. The ins. rep didn't sound very optimistic upon hearing
my description of the damage.
You can fight to buy the car back if you want. I did in 1990 with Geico on a
car. And, they didn't issue it a salvage title, either.
They did send inspectors to my house to check things out and I gladly showed
them that I didn't have any parts yet for the vehicle (or that I had the
originals and was going to reinstall them), and then I said, "Anything else,
gentleman? When will I being receiving my check? Or will Geico waste my time
Check came in the mail the next week.
Joe--ASE Certified Parts Specialist & 10th Ann.Club Tech Director
'80 Carousel Red Turbo T/A, 27k orig.
'79 "Y89" 400/4 speed 10th Ann. T/A, 57k orig
'84 Olds 88 Royale Bgm 2 dr, 307 "Rocket" (lol), 143k and still going....
Sorry to hear your tale but glad you came out ok. Unfortunatley if the
insurance company totals it the will keep the car intact to sell as salvage.
You might take a lower price than they offer and keep the car but in the
long run it probably won't be worth the time and effort.
That differers from state to state, and from policey to policey.
If you have full coverage insurance in Ohio, and it covers the
aftermarket equipment installed. The only way to recover said equpiment
is to make a deal with them, or to buy the totalled car back from them.
Man, that suck. I have been in situations like that before. Sometimes
there isn't much you can do, or anywhere you can go. Especially when in
low traction situations.
I have bought cars back from insurance companies before and repaired
them. In ohio you get a salvage title 99% of the time. Last year I
helped my neibor with her car. She got rear ended at a Red Light.
She was driving her 1992 Buick Regal 4 door Custom. The guy that rear
ended her was driving a 2000 Ford E-350 Van. His insurance company came
out, I went and talked to the adjuster. Told him I had upgraded the
wheels (94 Cutlass 15 ich Aluminum Mesh wheels, 93 Montana plain center
caps) and had just installed $500 in new brake parts (all true), as well
as the fact the car's engine is a goodwrench replacement with 30,000
less then the car body. That was good for a Extra thousand. She did the
buy back from them. I went to a few auctions, and finally found a 1995
Regal 4 door custom. I bought it for $300, and cut the rear clip off.
Her car now has a 95 Regal rear clip, tail lamps, and deck lid with
luggage rack. Between the discount I get at the bodyshop. And the money
she saved by paying me $300 for the rear clip (local salvage yards
wanted $450 to $575), she had $900 left over. Sure she has a salvage
title. But she says that's the best car she's ever had. Not to mention
at 60 years old, she's not planning on buying another car till that one
is beyound repair.
Please keep the news group informed on how this turns out. If the Insurance
company says TOTAL, look in the phone book for an independent (priviate)
adjuster. Get your own evaluation and try for the middle ground.
Buying back your car at aution has been done in the past as posted already,
You'll need to call in any friend of friend who has a body shop for the work.
But, keep in mind your budget limits, someone could be looking for a parts or
rebuildable with a deeper pocket than yours.
Good luck. If you end up needing a new ride, the following Trans Am site has
likes to sites selling TAs.
Just though of this. The http://lst.com/ forum has a body section where you
could get more help. They have a nice archival section as well.
Folks there who have gone through this can help you out. I understand there is
a lot of emotions here. Please think of it this way. She did her job. Your
reading this and not from an ICU ward.
Consider the alternative if its totalled. Pontiac's new two seater, Soltice
comes out this spring. Its sharp, rear-wheel drive,and is around 20K. Check
it out at Pontiac.com. Spent time at the Pennsyvanie Auto & Boat Show this
past weekend with one (got to look, no drive.) Its got that Pontiac magic.
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