Hello All,
I have the opportunity to pick up a Ford Lightning for 27k.
It is a brand new 2004. I guess trucks are moving slow right now. A local dealership, and this dealership is kind of large, had a red tag sale last weekend and sold only 1 truck off of the whole lot.
I would be trading a 2002 F150 sport SC, 4.6, 4x2, stepside; sort of a larger, slower lightning. Yeah right, in sort of looks only. They offered me only 13k for trade in. I would be taking a major bath. Edmunds lists the trade in value just over 14k. I owe 8 on this truck.
So I guess it goes like this 29k tax and tags, I would ask for 14 to put 6 down. Finance 20 to 23 for 5 years with a payment from around 325 to 400 depending. I would love to get this truck. I would have to give up some things, like coffee and other money wasters I blow money on, and maybe pick up a little OT when I could get it, but damn I would love to drive this truck.
Can any current Lightning owners make suggestions? How is this truck to drive day in day out? What type of gas does it use? Prremium only? Can any savvy guys think of a way that I can get a better deal? It's the end of the month, how bout if I go in tomorrow ie Friday the 30th and just tell them my truck and
20k, not a penny more. Anyone think I could have luck?I do want this truck but don't want to take anything from my kids etc........ I know if I say I'm getting it it will be wwiii, but sometimes a man's gotta do what a mans gotta do. She'll get over it.
Anybody got any suggestions on why I should or should not go into debt for this truck? I was looking FX4 but the cost on that truck is 2k more than this one.
You only live once. I need help.
Neil