Right now I have a 2008 Accord EXL and I am thinking of downsizing my
lease for the up coming one. I'm going to be re-structuring my
investing outlook and need to re-think my finances. I thinking of
either a later model 2010 or 2011 Honda Civic or Hyundai Elantra.
The Civic EX is about 21,800 and the comparably equipped Hyundai
Elantra SE with premium package is 18,200. Has anyone had any
experience with the Hyundai as far as how it runs (good or bad) and
reliability, controls, ride, handling etc compared to the Civic? 3,600
is a pretty big difference in price.
Just to throw some figures out there, I called my Honda dealer and was
given a monthly lease quote of 342.00 for a 2010 Civic EX with 1200.00
down 3 year 36k mi. I also contacted Hyundai about an Elantra GLS with
2000.00 down. Hyundai's lease for 2 year 24k mi was 159.00 a month. So
I'm sure if I dropped the down payment to 1200 on the Hyundai it would
be about 179.00 a month. Still quite a bargain, but only if the car is
close to the Civic in how it drives.
How about don't lease a car--but instead buy a nice 2 year old used one,
pay cash, and keep it?
Otherwise, the "re-structuring of your investing outlook" will be
nothing more than rearranging deck chairs on the Titanic.
Who can afford to buy a 2 year old car in cash? That's a bad
investment, you'd have to deplete a lot of funds in your investments
to do that and the market is coming up. Drawing the money prior to
recovery is a bad thought.
Well yes 'n no... Antique/classic cars are investment but often
marginal examples never are profitable.
OTOH, for daily transportation, your cite is exactly why I deal in
ancient Civics that are cheap to obtain, operate and maintain...
So are you saying that Hyundai Elantra's are costly to operate and
maintain? I'm just trying to see where the difference in price is.
Hyundai has been around a while so it should be a lot more reliable
than it was in the 80's, and also its known long enough to have prices
parallel to Honda, but yet there's a large gap in costs for comparable
models. I've owned 4 Honda's for 3 years each. They were all bought
new. During that time all of them had some kind of annoying problem,
which was fixed by warranty, but still being a car which is know for
reliability it hasn't really been that reliable for me.
Well, with (any) new car, there's payments, high insurance rates, etc.
OTOH, with my method, I pay about $100 for a vehicle, spend an
additional five or six hundred bux and usually get pretty reliable cheap
to operate transportation. Been driving the '82 Civic automatic since
last September and it hasn't missed a beat...
The savings allow me a couple of trips to Vegas, back east and lots of
good dining etc.
Works for me!
Actually I pay for little for insurance. I have full coverage
including rental rider, 250,000 liability, collision, fire and theft,
towing and only 250 deductible. I pay about $97.00 a month for my car.
hey loser, how many bedrooms does your house have? and what color are
your skivvies? any more retarded personal details you want to reveal?
like how you're obviously incapable of negotiating a decent rate for car
Location, plus the specifics of the vehicle insured, are major factors
in the cost of insurance. OTOH, I would not pay the premium monthly,
additional cost isn't worth it (to me, anyway, YMMV, of course).
What is a looser living hand to mouth? Do you make up you're own
expressions too? By the way, I'm a conservative, not a Liberal. I'm
not painting a picture of anything. I'm middle class, live in the
burbs etc etc like most of the people on this board probably are.
1. it's spelled "l-o-s-e-r", loser.
2. it's not "you're" [which is short for "you are"], it's "y-o-u-r".
3. you're not a conservative - you're too retarded to be a conservative.
4. you're not middle class - middle class people went to schools that
taught them how to spell.
5. living in one room of your mom's trailer in barstow, ca. is not "the
burbs" - it's where losers live.
6. your final word should have been "do", not "are". see #'s 1, 2, 3 &
Well I have to confess...I am a bad speller even though I went to
college and graduated and became a middle class person.
I'm actually a constitution party member, which is basically an
extreme conservative. I'm a right wing extremist and I denounce you!
Although I was in Los Angeles a few years back thats not where I live
now. I already told you I'm in the North East! Its a house in the
burbs not a trailer.
Depends on where you live. If you live down south or west its going to
be much more. Anything in the Northeast is going to be higher and what
kind of car you drive. If you drive a $27,000.00 car its going to be
This is on a $31,000 car, moron.
but then, I know how much my premium is and what it covers--essentially,
I know the details of the product I'm buying and how much I'm paying for
Not just "how much are you going to take out of my bank account every
Everyone in this groop is very condescending! You know when someone
has English as their second language you can be very rude. Just
because i spell bad sometimes and don't always get the grammar right
its not that I am stupid! As far as insurance, it depends on the size
of the city. Some areas like NYC and Boston have higher premiums
because of the crime and population. Also some insurance companies
charge more because of the service and quality you get vs. some that
don't. I don't appreciate you're ways of treating people.
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