This is starting to feel like a CarTalk puzzle, but here goes:
I got rear-ended recently by a 2005 Chrysler Pacifica that pretty much bashed in the rear panel of my 90 Accord beyond reasonable repair. The trunk lid seems to have popped out of the way -- though it is bent and won't close, it's not crushed -- and the bumper looks fine, as if the other car hit above it.
The party who hit me had a bumper on the ground when the accident happened, but in the time between then and when they finally responded to their insurance company weeks later, they'd replaced it and denied anything ever happened.
While there's probably not much I can do to generate actualy proof anymore, I am curious about one thing -- their insurance company said the Pacifica front bumper was too low to have possibly caused damage above my 24-inch-high bumper. I was at a stop, facing downhill, and the person who hit me claims she was hit from behind first. Can anyone think of how this could have happened? The insurance company says it's completely impossible for that car to have caused the damage. I can only shrug and say, maybe I was dreaming, but I dreamt someone's insurance policy number onto a piece of paper in their handwriting if that's the case.