S'pose it might be a follower (though it doesn't really sound like it IYSWIM) - if it is I'll leave it alone and develop some patience ;)
Description below if you want to read it ;)
Lee
I've got a Mk1 Mondeo 1800 Zetec which has a weird (but minor) clatter coming from the area of the timing cover only on first start up from cold and lasts around 30secs if left idling - a bit longer if driving straight off. It sounds like a couple of small ball bearings have been dropped into No1 cylinder. Timing belt and tensioner have been changed, (due anyway) but made no difference. Always had 5W30 S/S since I've had it and the clatter is relatively recent.
If I drive straight off, with the clatter, the thing runs like the mixture is weak but after a couple of miles is fine. If I wait until the clatter stops, then the thing is fine.