As Dervman says, the type of claim does make a difference. When my wife got her car stuck in a flooded ford and wrecked the engine, the insurance company paid out for a new engine. No loss of NCD, no increase in premium.
Premium increases are on the basis of risk - you have a bump, you're a higher risk. However the risk of this sort of claim arising again is minimal.
You don't have to 'strip the entire interior' to remove the headlining. It's often quite an easy job.
But you do need to read a post to understand what is being said.
No, but in this car you do have to remove most of the facings, and the rear seats, to access the sunroof mechanisms - hence most of the interior.
w=2Eitaliancar.co.uk- Honda VFR800 - Hongdou GY200 - Alfa 75 TSpark
Wouldn't a tube or 2 of this not do the bodge on its own? Al
Gaffa tape? ;-)
Al.
Getting it *off* is an easy job.
Putting it back on neatly, though...
Indeed - you'd normally replace the material. Costs about 40 quid.
You're stupid enough to try and drive your car through a river, you're a higher risk.
I can only assume you had protected NCD, and were very lucky.
I think you'll find if you're using this:
Heh. Good point.
Whilst we're all driving dieties in the newsgroup, there are mortals out there, don't forget.
My wife, not me...
We did and we were.
Exactly, so the fact that you did not get a premium increase was not down to the type of claim, but down to the fact that you had protected NCD.
No. The no claims discount is applied to the premium. If the discount is
60% and the premium is £800, the bill is £380.If the premium increases, the discounted premium also increases. If the premium is upped to £900, the new bill would be £315, despite the no claims bonus or discount remaining the same.
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