Personally, I think health insurance should be outlawed. Yep. Mandatory, CATASTROPHIC health coverage should be the norm, where you can't lose your livelihood, your home, your retirement, your life savings, or your children's college savings due to sickness, disease, or accident. Those who can't afford the premiums for such should get a tax credit (not deduction; credit) for the cost of the premium. Public option, sure. For regular, routine, everyday health care, return the costs to the user and let THEM put pressure on the health care providers to control costs at the point of purchase, just as they do with other consumer goods and services. Remove the income percentage rule on health care tax DEDUCTIONS, and let everyone deduct the actual cost of their health spending from their income. Give lower income families a tax credit for annual health care spending, and get the insurance companies and their legions of claims denying paper pushers (and their overhead costs and profits) out of our health care decisions.
But no one in a million years would go for the above!