Q: Car Insurance

No. Everyone else's premium has gone up significantly.

solamour wrote in news: snipped-for-privacy@4ax.com:

Yes. Unless you have an exceptional agent you should never renew your car insurance more than once w/o shopping. There is quite a variation among companies, regularly one company will come into a state and try to "buy" the market with very low premiums, this happens regularly and to get the lowest rate and still be with a quality company you'll need to switch every year or two years.

A good independent agent can help you get the best deals, your state insurance commission may have a chart of premiums as may your local newspaper.

Here's the link for the Arizona Department of Insurance rate comparison table, your state probably has something similar:

Notice that for:

Hypothetical 2 the rates vary from $1,303 to $7,759, that's almost a

600% increase from one company to another....... so what do you think? Does it pay to shop?

Also notice that the company that's low for one person/age/sex/vehicle may not be low at all for a different person/age/sex/vehicle.

Now go SHOP!