Been lurking on here for a while reading about wheather it's too late to start racing if you didn't come up through karts as a little kid. Figured I'd share where I landed since I just pulled the trigger on a registration fee I defintely had to think about. Quick background, I'm 19, grew up nowhere near a track, never touched a kart. Got into autocross with my old beater and did a bunch of sim racing over the winters to stay sharp. Between those two I picked up car control way faster than I expected, and honestly the sim taught me more about racing lines and consistency than I thought it would. What changed everything was finding a local endurance racing org that rents out seats on a shared team. You split the entry, the crew, the pit stops, all of it, with other drivers, and suddenly a full race weekend costs about what I'd budgeted for a single track day plus tires. I signed up for the fall round at a track about four hours from me, doing two stints in a four hour race.
So no, not too late, at least not to get on a real grid with real door to door racing. Might never be F1, but racing a season before I turn 21 suddenly seems doable if I keep saving. If anyone's in the same boat with a tight budget, look at arrive and drive endurance seats, that's the loophole I found.