When you are involved in a hit and run, (ie someone hit me and ran) do you pay the collisions dedcutable or the comprehensive deductible?
- posted
18 years ago
car accident
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- posted
18 years ago
Comprehensive....
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- posted
18 years ago
Collision deductible applies, unless you have "Uninsured Motorist Property Damage" (UMPD) which is available at extra cost in some states and usually has a lower deductible (Not to be confused with (UM) which does not cover you car). Comprehensive is actually "other than collision" coverage and only covers things like fires, flooding, missiles (any flying object like a rock is considered a missile), etc.
John