My Lease is Ending. \

From snipped-for-privacy@webtv.net Ive been leasing my Hyundai Accent for quite a while. It is now ending and I am buying the car. I like it so why not!! While leasing the
payments are 244$ per month. The next four years the monthly payments will be $108. That is a payment I can live with. Bob
http://community.webtv.net/bones46/BobSeifertsWebPage0
http://community-2.webtv.net/bones46/BobSeifertsWebPage0/scrapbookFiles/mailedD15.jpg
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kroger Bobb wrote:

Next time, just buy it up front and save yourself a lot of money.
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some people cannot afford the financing payments brian thats why they lease. we cant afford a 400.00 payment a month for 5 yrs so if we got a new one it would be a lease even though it seems that your wasting $ out the window on a car u wont own in the end...

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On Mon, 9 May 2005 12:41:32 -0500, Jody staggered into the Black Sun and said:
Please don't top-post. Message rearranged (and edited for speling and punctuation) for easier reading comprehension:

4 years? For a car as cheap as an *Accent*? Good grief. One big rule that people seem to forget: The longer the loan, the more you end up paying in interest. The $5184 you'll pay in total probably has at least $350 in interest/finance charges--it's impossible for me to tell what the exact numbers for that are though. I got a decent 3-year loan rate on my Tiburon and *still* ended up paying a total of $600 in interest/finance charges--which is really annoying. Debt sucks; carry as little as possible.

"If you can't afford it, don't buy it" doesn't work? Oh well. A ____ and his _____ are soon ______, eh?

Hm. 400*60$,000 , and Accents don't cost *that* much unless you get a loan-shark interest rate. Unless you meant $400 (Canadian) or 400 DM or some non-US currency unit, or you meant something that isn't an Accent. (In written communications on Usenet or similar media, you have to be more precise than usual; otherwise people can and will misunderstand you.)

Yeah. The way to save money on a car is to buy a 1-2 year old car that's a model that has a good repair/reliability record, then drive it until it falls apart or repair time+costs get too annoying. That means you can't show off your new car, natch, but the money you save by buying used would easily pay for a nice vacation or 2. (Or you could put that money into an aggressive mutual fund, and make it make money for you...) I'll probably end up buying a used Prius or similar econobox when my Tib falls apart if gas prices keep creeping upwards. Anyway, leasing a car is usually a bad financial move; YMMV though.
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id rather lease, thats my preference. i dont want to own a car for 10 yrs...

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Jody wrote:

It's your money; feel free to spend it as you like. The point of this thread is that if one is going to keep a car as Kroger Bobb is, it's a LOT cheaper to just buy it than to lease it, then buy it at the end.
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I dunno how your credit looks, but my Mom managed to find herself in a 2003.0 Santa Fe LX 2.7L for $370/month (0% interest), TT&L down, no balloon payment at the end.
If your credit sucks, your pricing may vary... If your credit sucks that bad, well, chances are somebody made it that way :-P
JS
Jody wrote:

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would you consider kidney failure my boyfriends fault for loosing his credit and being forced to go bankrupt because he could not work after and before his transplant surgerys? some you guys here are so quick to jump on someone and have a quick assumption with out even knowing them... fuck this news group

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Jody wrote:

I'm sorry to hear of your misfortune.

One of us makes a snap judgment so all of us are guilty? I don't think so. Most of us here have simply been trying to explain to you how to SAVE some money, which seems to be what you need under your current circumstances. If you don't want to listen, that's another story.
Sometimes life deals you some bad cards. You either adapt and survive or you don't. In the not so distant past, I've been forced to swallow my pride and drive some pretty hideous vehicles, as well as making some other major adjustments to my lifestyle. If nothing else, I learned a lot about how to minimize my cost of living and the value of having as little debt as possible. If you use this difficult time in your life to learn such lessons, you'll come out of it much better in the long run.
I wish you the best of luck.
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why are you retarded and gay?
244$ what the fuck is that?
$244 is the ONLY way. To write it.

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From snipped-for-privacy@webtv.net Being accused of gay because of where I put a $!! Some people have too much time on their hands!! As for my finances with my car that is my business. I didnt like leasing in the first place. I should have kept quiet about it in the first place. Ohwell, time for bed!!! Bob
http://community.webtv.net/bones46/BobSeifertsWebPage0
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kroger Bobb wrote:

Yeah, no kidding! Don't let this jerk put you off.
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