Your plan is fundamentally flawed! Just because your accident was in a company car does not mean that it will not affect any other insurance that you take out seperately. You will find that these days all insurers will ask for details of any claims that you have been involved in during the past few years. You are therefore obliged to declare the claim involving your company car. This will then be taken into account when calculating your premium. The fact that you have been involved in an accident is pertinent to the risk being taken when insuring your vehicle, regardless of which insurer covered the damage claim. You can of course not declare the accident on your proposal but you then run the risk of your insurance being null and void in the event of a claim - also insurers are sharing claims information much more these days so you could be found out anyway and refused cover. Have you ever tried to get insurance when you have to declare on the proposal that some other company has refused to cover you?
Gaspode