Welp! This is a lesson for them as like me - the jumping in before looking types....
Eng Temp gauges was creeping up, then stabilizing. Sometimes dropped back down, other times, kept going to almost full scale.
I followed all the troubleshooting info, had radiator and regular mechanic both look at it, plus used my own vast encyclopedic (hyuk hyuk) knowledge....
First did the easy things -- r/r thermostat, flushed radiator. Cooled down but still not stable. Replaced fan clutch. No change. Replaced radiator - cooled down more but still not stable.
Finally, removed the connector to the temp gauge sensor, cleaned the terminals and am now in fat city. Back to normal again.
Fortunately for me, the radiator & fan clutch were warranty replacements. Only cost was coolant and a 10mm socket that was missing from the tool box.
Hope that helps some other poor soul. Check the meter first....