my ride to the Honda dealer for repair and my insurance is Geico. I made sure
that I requested an original OEM bumper. I was able to get an OEM on my
windshield that cracked for no reason, so I want to make sure that the car stays
with original parts unless of course "I" happen to actually cause damage due to
my neglegnece. SO far, things just happen to this car that is beyond my
I'd check your policy to see about an animal collision deductible. It
is frequently much less than your normal deductible. it is in my
state ($50) by law.
There's no reason they can't show you their supplier invoice,
inlcuding the price. The adjuster and the repairman are not really
buddies, but they know they have to work well together, and it looks
like they are from the outside looking in. Their unified purpose is
to keep you relatively happy and get done with you with minimum effort
and money invested.
OEM refurbs are not as good as OEM new, strictly speaking. The OEM
factory primer is frequently better than a refurb has. Keeps your
paint from falling off 2 or 3 years down the road.
The price difference between the two is minimal, maybe $60-75 in the
U.S. from my experience. Pay it if necessary, assuming you're
keeping the car a few years. And, I wouldn't even touch an
Some policies will require you to accept aftermarket parts, check
yours. It is the cost of getting that great premium.
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