Seems if you have used your vehicle off road they will refuse recovery irrespective of what broke and how it broke.
Been playing at Slab Common in Hants, nothing too stressful, then to the pub via the local ford to wash most of the s**te off, few beers ect, left the pub, couple of miles up the road cam belt fails.
Towed to the nearest pub, phone RAC, "Don't bother sending a man in a van it's a broken cam belt and will need flatbed as permanent four wheel drive."
Man in a van turns up,
"You been offroad"
"Yea did a bit this morning""Sorry I can't help as you have been offroad it invalidates your cover"
"But it's a cam belt, offroading won't affect it and anyway the belt broke on the road and that was this morning"
"Sorry I can't help as you have been offroad it invalidates your cover"
Ect, ect.
Phone call to head office next day, the rule is simple, been offroad, regardless of failure service will be declined, they would not even counter my arguments, simple no offroad no service end off conversation.
Been a member for 10 years at 80 odd quid a year, only other recovery we have had involved a chain smoker with a knackerd Transit we had to squash in the front of with a equally knackered trailer.
Policy cancelled, refund claimed, AA joined.