Umm,
You guys a probably more in the know.
I found the love of my life on Saturday.
A sweet Nissan 1.8 Primera P11-144.
I really really want that car, and was crunching the numbers to see if I could squeeze it all on the credit card.
I phoned up today to say I really like the car and I'd like to buy it, I think, subject to a test drive. Of course, I havent haggled. What do most people do, they say, that car, I want to buy that car, then go and meet a sweaty tub of flesh who's really sincere and genuine, or one of those smarmy suity type people and start haggling.
Well, he said I could leave a deposit test drive it, and if I don't like it, get my money back.
I've just been reminded of the fact that I havent haggled yet and my deposit might be seen as a contract. I only looked at the car for two minutes and might have been hasty in my choice of words.
Though I havent signed anything, or accepted any terms and conditions - just if I like the car, and we can reach mutual terms, I'll buy it.
Have I shot myself in the foot by giving my deposit by credit card over the phone? Have I agreed a price?
Additionally, the car is apparently registered as having outstanding finance - which could be my get out clause. Im a little suspicious by that. What needs to be done? Obviously Im trying to call the finance company to see what the score is, but I gather, once I done a HPI check, then I can no longer buy in good faith and I'd be liable for the debt if there is?
But I have read it can be different if I buy from the trade?
Cya Simon