Deposit = Contract? HPI Checks etc

Simon Dean ( snipped-for-privacy@simtext.plus.com) gurgled happily, sounding much like they were saying :

Ah, OK. So you'll be paying the full amount off when you get the bill?

Interest rate on the card's irrelevant, then.

*snort*

You really are a long way off the mark there.

We choose to buy cheap cars, 'cos there are many things in life more worthy of our cash than a rapidly depreciating hunk of metal.

It is appalling, but I`m not easily able to pull my the rate on my credit card because the bill is always paid off at the end of the month. I know if anyone wants to charge me almost 20% they get told to f*ck off, I can get a third of that taking a loan out on the highstreet!

SteveH ( snipped-for-privacy@italiancar.co.uk) gurgled happily, sounding much like they were saying :

I choose to drive a 1990 car because I don't much like more recent ones. It just so happened that I found a darnably nice example of one I quite fancied for £500. That's why I drive a £500 car.

No, that would be you. Steam cleaning engines is done for two reasons:

1) To wash off any signs of oil leaks. 2) To wash off the muck that'd give it away as an unloved high miler.

Low monthly payments - each totalling what some of us buy a car for outright.

Yes, which is why I don't have a credit card and tonight, bought the wife a Mitsubishi FTO. Paid in cash.

Goes like f*ck as well. I'm well impressed.

Some of us pay cash. If we can't afford to, we don't buy it. It's called "being financially astute".

Personally I do it when I want to fix them.

"AndrewR" wrote

Yes, although you get extra peace of mind as the credit card company is also liable if the wheels fall off. Once you've established it's a good' un it's the easiest thing in the world to get a 0% transfer to another CC provider .

I like the cut of your jib there young fella me lad.

If a fault develops or there was a fault you weren't aware of when buying from the dealer, if the CC company is liable, does that mean I can get them to resolve the issue if the dealer don't co-operate?

Does the entire cost of the car need to be on CC or a specific proportion? What if you paid half on credit card, half with cash? Does that mean they're only liable for two wheels? Or half the cost of a replacement tyre?

Cya Simon

It would mean they're only liable for the half of the car which works fine. ;)

D