Insurance for codger?

Aug 07, 2005 10 Replies

Hi. I am 50 y.o. and I haven't owned a car in more than 10 years. I have 0 years no claims .



Any insurers specialising in divvies like me?



Thanks.



Arthur


If you haven't owned a car because you have been using company cars some insurers will give you the discount if you produce a letter from your fleet people outlining your claim history.

Tesco gave my wife the benefit of 5 years NCD.

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- Masterquote.

They saved me £80 on a Granada 2.9 V6 4x4 (FAST !!!) 270.00 fully comp £100 excess + usual hire car, recovery option etc.

My GF saved £70 on her 2.0l Carlton auto !

Steve

With the cost of ownership nowadays, I doubt many would think you're a divvie.

A 2.0 Carlton - not a girls car by any means, but I like a woman who drives a big meaty motor!

Cheers! Paul, Wakefield

Does that still count if I've bought a 1993 Rover 416 Auto? :)

Arthur

We were somewhere around Barstow, on the edge of the desert, when the drugs began to take hold. I remember "Arthur" saying something like:

Old gits like us are the very people the robbing bastard insurance companies are falling over themselves to get hold of. They think we're less of a risk (hah!). Suddenly, I find myself paying a reasonable, affordable premium instead of being held over a barrel and rogered senseless every year.

The lack of NCB will not be a huge problem compared to a younger driver, iwt.

Grimly Curmudgeon wrote in news: snipped-for-privacy@4ax.com:

Saying that, I have a quote of £455 for my newly acquired S70 T5. IMHO, that's quite reasonable for a 26 year old, given the combination of driver age and car performance.

We were somewhere around Barstow, on the edge of the desert, when the drugs began to take hold. I remember Stu saying something like:

That's not bad at all; not a civil servant or something similar, are you?

Grimly Curmudgeon wrote in news: snipped-for-privacy@4ax.com:

No. My secrets are estimated mileage of less than 5000 (which is perfectly true) and a girlfriend/co-habitant of over 30 on the policy. The insurer also recognises the fact that I have an IAM certificate, but I've no idea if that makes any difference or not.

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